Saving made simple, just for you.
Earn rewards in your free Kasasa® Checking and automatically have them transferred into Kasasa Saver®*.
Benefits You’ll Love
- Automatic savings
- High interest earnings
- No monthly service fee
- No minimum balance to earn rewards
- High-interest saver account
- Links to free Kasasa Cash® or Kasasa Cash Back® checking account for automatic savings
- Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
- 3.00% APY* on Kasasa Saver balances up to $50,000
- 3.00 – 1.33% APY on Kasasa Saver balances over 50,000 depending on balance in account*
- 0.05% APY* on Kasasa Saver balances if qualifications are not met on Kasasa Cash
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking & bill pay
- Free paperless E-Statements
- $100 minimum deposit to open
- FDIC insured
Qualifications:
It's easy to qualify — and qualifying for the Kasasa Cash rewards automatically qualifies you for the Kasasa Saver reward rate too. Simply do the following each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle (to your Kasasa Cash account)
- Be enrolled and receive E-Statement notice
If you don't qualify one month, don't worry! There's no penalty. Both accounts are still earn our base interest rate. And you can get back to earning the full rewards the next month you qualify.
Qualifications Dates: (Your monthly qualifications must be posted to your account by this day in order to receive your rewards.) Remember, postings from vendors can take several days to reach the bank and post.
Qualification Dates 2025
- Jan 30
- Feb 27
- March 28
- April 29
- May 29
- June 27
- July 30
- Aug 28
- Sept 29
- Oct 30
- Nov 26
- Dec 30
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Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an APY of 3.00% and daily balances over $50,000 earn an interest rate of 0.499% on the portion of the daily balance over $50,000, resulting in a range from 1.33% to 3.00% APY depending on the account's daily balance.
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY.
Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 8/29/2025.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$100.00 minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash or Kasasa Cash Back is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Account Type | Minimum Deposit | Compounding | Rate | APY |
|---|---|---|---|---|
| Six Month | $2,500.00 | At Maturity | 3.50% | 3.53% |
| One Year | $1,000.00 | Monthly | 3.45% | 3.51% |
| Two Years | $1,000.00 | Monthly | 3.00% | 3.04% |
| Three Years | $1,000.00 | Quarterly | 2.50% | 2.52% |
| Four Years | $1,000.00 | Quarterly | 2.00% | 2.02% |
| Five Years | $1,000.00 | Quarterly | 2.25% | 2.27% |
Penalty for early withdrawal may apply.
Deposit Accounts
| Account Type | Minimum Deposit | Compounding | Rate | APY |
|---|---|---|---|---|
| Savings | $100 | Quarterly | 0.25% | 0.25% |
| Interest Checking | $50 | Monthly | 0.20% | 0.20% |
| Business Interest Checking | $50 | Monthly | 0.20% | 0.20% |
These accounts bear interest under a variable rate, which can be changed at any time. Changes in the rate will be posted in the Bank's lobby.
Health Savings Account
| Account Type | Minimum Deposit | Compounding | Rate | APY |
|---|---|---|---|---|
| Health Savings Account (HSA) | $100.00 | Monthly | 0.01% | 0.01% |
Minimum balance fees could reduce interest earnings.
Individual Retirement Accounts
| Account Type | Minimum Deposit | Compounding | Rate | APY |
|---|---|---|---|---|
| Twelve Month IRA | $500.00 | Monthly | 3.45% | 3.51% |
| Eighteen Month IRA | $500.00 | Monthly | 3.00% | 3.04% |
| Twenty-Four Month IRA | $500.00 | Monthly | 3.00% | 3.04% |
Some of the accounts listed may require a minimum daily balance and/or impose a penalty for early withdrawal.
Contact a new account representative for further information about applicable fees and terms.
Kasasa Cash*
| Balance | Minimum Deposit | Rate | APY |
|---|---|---|---|
| $0 - $20,000.00 | $50 | 5.841% | 6.00% |
| $20,000.01 + | $50 | 0.499% | 6.00% - 1.42% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications
In order to receive the rewards, simply do the following each monthly qualification cycle:
- Have at least 15 debit card purchases (excluding ATM) post to and settle each cycle (This means using your debit card for all your typical everyday expenditures).
- Be enrolled and receive e-statement notice
If you don't meet the qualifications, don't worry. There is no penalty and you still have a free checking account that earns our base rate of interest. Plus, you can get back to earning huge interest and receiving nationwide ATM fee refunds the very next qualification cycle!
Kasasa Saver*
| Balance | Minimum Deposit | Rate | APY |
|---|---|---|---|
| $0 - $50,000.00 | $100 | 2.960% | 3.00% |
| $50,000.01 + | $100 | 0.499% | 3.00% - 1.33% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
It's easy to qualify — and qualifying for the Kasasa Cash rewards automatically qualifies you for the Kasasa Saver reward rate too. Simply do the following each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle (to your Kasasa Cash account)
- Be enrolled and receive e-statement notice
If you don't qualify one month, don't worry! Both accounts still earn our base interest rate. And you can get back to earning the full rewards the next month you qualify.