Small businesses are the lifeblood of the Central Texas economy. That's why Incommons Bank is introducing this flexible checking account that gives your business room to grow. This free account allows up to 1,000 transactions per month with no per-item charges. Plus you enjoy a range of free services and a crisp, shiny debit card with your business name on it.

  • Up to 1000 deposited items per month free*
  • Up to $10,000 in currency deposited per month free*
  • Free thank you gift**
  • Check and debit card buy back**
  • Free intro pack of checks**
  • No monthly service fee
  • No minimum balance requirement
  • Free business debit card
  • Free online banking & bill pay
  • Free mobile banking
  • $50 minimum deposit to open
  • ACH origination available
  • Overdraft and NSF fees may apply
  • FDIC insured

* If either the number of items or amount of currency deposited exceed the monthly allowance, the account may be converted to a Commercial Business Checking the next cycle.

** Free Thank You provided at account opening. We reserve the right to substitute an item of similar value. Offer good while supplies last. Free Thank You gift may be reported on a 1099-INT or 1099-Misc. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Free intro pack checks for new commercial customers. Ask banker for details.

Commercial accounts that are considered Money Service Businesses will also incur a monthly MSB fee. This fee is added to monthly Account Analysis fees and will appear on the bank statement as: Account Analysis Charge.

Additional Terms - The following additional terms apply to this account: Account Analysis service fee will be waived the first month, Coin and currency deposits just $0.50 per $1,000.00. Account Analysis is based on total debits, credits and deposited items each month and average monthly balance. Please ask a Customer Service Representative for more information.

It's easy — get started today!