APY = Annual Percentage Yield. Rates effective as of September 22,2015. Fees may reduce earnings.

Kasasa Cash*

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Balance Minimum Deposit Rate APY
$0 - $10,000.00 $100 2.47% 2.50%
$10,000.01 + $100 0.35% 2.50% - 0.54%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications

In order to receive the rewards, simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases (excluding ATM) post to and settle each cycle (This means using your debit card for all your typical everyday expenditures).
  • Be enrolled and receive e-statement notice

If you don't meet the qualifications, don't worry. There is no penalty and you still have a free checking account that earns our base rate of interest. Plus, you can get back to earning huge interest and receiving nationwide ATM fee refunds the very next qualification cycle!

Kasasa Saver*

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Balance Minimum Deposit Interest Rate APY
0 - $25,000.00 $100 1.00% 1.00%
$25,000.01 + $100 0.35% 1.00% - 0.48%
Qualifications not met $100 0.05% 0.05%

Qualifications

It's easy to qualify — and qualifying for the Kasasa Cash rewards automatically qualifies you for the Kasasa Saver reward rate too. Simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle (to your Kasasa Cash account)
  • Be enrolled and receive e-statement notice

If you don't qualify one month, don't worry! There's no penalty. Both accounts are still free and even earn our base interest rate. And you can get back to earning the full rewards the next month you qualify.

Deposit Accounts

Account Type Minimum Deposit Compounding Interest Rate APY
Savings $100 Quarterly 0.05% 0.05%
Interest Checking $50 Monthly 0.30% 0.30%
Business Interest Checking $50 Monthly 0.30% 0.30%

These accounts bear interest under a variable rate, which can be changed at any time. Changes in the rate will be posted in the Bank's lobby.

Certificates of Deposit

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Account Type Minimum Deposit Compounding Interest Rate APY
Six Month $2,500.00 At Maturity 0.20% 0.20%
One Year $1,000.00 Monthly 0.30% 0.30%
Eighteen Month $1,000.00 Monthly 0.40% 0.40%
Two Years $1,000.00 Monthly 0.55% 0.55%
Three Years $1,000.00 Monthly 0.70% 0.70%
Four Years $1,000.00 Quarterly 1.00% 1.00%
Five Years $1,000.00 Quarterly 1.15% 1.16%

Penalty for early withdrawal may apply.

Individual Retirement Accounts

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Account Type Minimum Deposit Compounding Interest Rate APY
Twelve Month IRA $500.00 Monthly 0.30% 0.30%
Eighteen Month IRA $500.00 Monthly 0.40% 0.40%
Twenty-Four Month IRA $500.00 Monthly 0.55% 0.55%

Some of the accounts listed may require a minimum daily balance and/or impose a penalty for early withdrawal.

Contact a new account representative for further information about applicable fees and terms.