Normal SizeLarge Size

Privacy Notice

To print this information please click here

FactsWHAT DOES INCOMMONS BANK , N.A. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and income
  • Account balances and Payment History
  • Credit History
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information and the reasons Incommons Bank N.A. choose not to share this personal information.
Reasons we can share your personal InformationDoes Incommons Bank Share?Can you limit this sharing?
For our everyday business Such as to process your transactions, maintain your account(s), respond to court orders and legal investigation, or to credit bureausYesNo
For our marketing purposes-­ To offer our products and services to youYesNo
For joint marketing with other financial companiesNoN/A
For our affiliates' everyday business purposes - information about your transactions and experiencesNoN/A
For our affiliates' everyday business purposes - information about your creditworthinessNoN/A
For our affiliates to market to youNoN/A
For nonaffiliates to market to youNoN/A
Questions? Call (254) 562-3821 or go to www.incommonsbank.com
Who we are
Who is providing this notice?Incommons Bank, N.A.
301 East Commerce
Mexia, Texas 76667
254-562-3821 Fax 254-562-5141
What we do
How does Incommons Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings.
How does Incommons Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or deposit funds
  • Pay bills or apply for a loan
  • Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing?Federal law gives you the right to limit only
  • Share for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.