Kasasa Cash
Kasasa Cash is a free high-interest checking account that puts cash right in your pocket. Get the most for your money.
Free Checking That Pays You The 3.01%APY* You Deserve (In Cash)
Kasasa Cash is a free checking account that puts 3.01%APY* right in your pocket. After all, it's your cash so you should benefit the most from it. No short-term. Just you getting the most for your money, every month. Kasasa Cash. Do you Kasasa?
- Summary
Kasasa Cash is perfect for you if you want:
- Free checking that gives you extra cash each month
- No minimum balance
- Nationwide ATM fee refunds**
- Free online banking
- Overdraft and NSF fees may apply
To get 3.01%APY* do the following each month:
- 10 Debit Card transactions
- One direct deposit or ACH automatic payment
- Receive e-statements
If you miss a month, don't worry!
You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus you get a base 0.05% APY* and you get right back to making 3.01% APY* and enjoying ATM refunds the next month you qualify.
Important Memo regarding your account:
"The Bank reserves the right for any reason in the Bank's sole discretion, with or without cause, to close any Account without prior notice to any of the Account holders, by payment of the Account balance to one or more of the Account holders. Upon termination of an Account hereunder, the Bank may return unpaid any item presented for payment against the closed Account, without liability to any party." **ATM fee refunds up to $5.00 per transaction.
For any questions regarding this notice or any of our accounts please contact your local branch or the main branch 254-562-3821 or email to holler@incommonsbank.com
Qualifications:
In order to receive the rewards, simply do the following everyday activities each monthly qualification cycle:
- Have at least 10 Check card purchases (excluding ATM) post and clear each cycle (This means using your Debit Card for all your typical everyday expenditures).
- Have at least 1 recurring direct deposit or ACH auto debit post and clear
- Receive e-Statements
Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 2/1/12. Kasasa Cash rate tiers are as follows: 3.01% APY applies to balances of $0 - $10,000 and 0.50% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.50% APY - 3.01% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. **ATM fee reimbursements up to $5 per transaction provided only if qualifications are met within the monthly qualification cycle. NSF Fees and other fees may apply.
- Qualification Dates
Qualifications Dates 2012: (Your monthly qualifications must be posted to your account by this day in order to receive your rewards.) Remember, postings from vendors can take several days to reach the bank and post.
- Jan. 30
- Feb. 28
- Mar. 29
- Apr. 27
- May 30
- Jun. 28
- Jul. 30
- Aug. 30
- Sept. 27
- Oct. 30
- Nov. 29
- Dec. 28
Cycle End Dates 2012
- Jan. 31
- Feb. 29
- Mar. 30
- Apr. 30
- May 31
- Jun. 29
- Jul. 31
- Aug. 31
- Sept. 28
- Oct. 31
- Nov. 30
- Dec. 31
