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Free Checking

Free Checking

When you sign up for Free Checking, you get exactly that. Unlimited check writing and no service charges.

It's a word you hear a lot these days -- "free." In fact, you hear it so much, it's kind of lost its meaning. But with our Free Checking Account, we're bringing the real meaning back out of retirement.

When you sign up for Free Checking at Incommons Bank, you get exactly that. No per check charges and no monthly service charges. We even give you your first 50 checks free!

Get started today and start remembering what "free" really means.

  • No monthly charge
  • No minimum balance
  • Unlimited check writing
  • First 50 Checks Free
  • Free Online Banking with Bill Pay
  • Paper statement available
  • Unlimited TeleBanking
  • Free debit card
  • Direct deposit available
  • Overdraft Privilege available
  • $100 to open
  • FDIC insured
  • Overdraft and NSF fees may apply

Important Memo regarding your account:

"The Bank reserves the right for any reason in the Bank's sole discretion, with or without cause, to close any Account without prior notice to any of the Account holders, by payment of the Account balance to one or more of the Account holders. Upon termination of an Account hereunder, the Bank may return unpaid any item presented for payment against the closed Account, without liability to any party."

For any questions regarding this notice or any of our accounts please contact your local branch or the main branch 254-562-3821 or email to